Install energy-efficient fixtures and bulbs LED lighting can easily use 80% less energy than standard lighting. Instead, you should make it a habit to contest every assessment every year (unless they reduce your assessment). Many municipalities over-assess properties hoping the owners won’t challenge their assessment…and many people never challenge. Carriers are always changing their appetites and filling their capacities simply auto-renewing your policy may cause you to miss out on premium savings and coverage enhancements. According to Kimberley Stallings, a multifamily insurance expert, and owner of Heritage Risk Advisors, you should get your insurance requoted every few years. Landscaping with water conservation in mind can reduce water consumption dramatically.
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